Baca County · Colorado
Mortgage Processing in Baca County, Colorado
CTC Processing handles mortgage files in Baca County, Colorado.
Start a FileOverview
The Baca County Mortgage Market
- Population
- 3,600
- County seat
- Springfield
- Market type
- rural
Colorado's southeastern corner — very remote, ranching
Processing challenges
Colorado's most remote county, very limited services, closest larger city is Lamar (70 miles)
Recording
Baca County Recording Office
- Office
- Baca County Clerk & Recorder
- Phone
- (719) 523-4372
- Typical turnaround
- 4–6 days
- Recording fee
- $13 first page + $5/page
Programs
Loan Programs in Baca County
USDA Rural Development $0-down financing is available in eligible Baca County areas. CTC verifies eligibility on every file.
FAQ
Frequently Asked Questions
Can I get financing in Baca County?
Yes — USDA is the primary option given the rural character. Very limited appraisers and title companies serve the area. Plan extra processing time.
Are there USDA loans in Baca County?
Yes — virtually all of Baca County qualifies for USDA Rural Development financing.
What is unique about Baca County?
Baca County borders three states (Kansas, Oklahoma, New Mexico) — the only Colorado county to do so. The area is extremely rural with a ranching economy.