Phillips County · Colorado

Mortgage Processing in Phillips County, Colorado

CTC Processing handles mortgage files in Phillips County, Colorado.

Start a File
Overview

The Phillips County Mortgage Market

Population
4,400
County seat
Holyoke
Market type
rural

Far northeast Colorado — Holyoke, agricultural, near Nebraska border

Processing challenges

Very remote, limited services, agricultural

Recording

Phillips County Recording Office

Office
Phillips County Clerk & Recorder
Phone
(970) 854-3279
Typical turnaround
3–6 days
Recording fee
$13 first page + $5/page
Programs

Loan Programs in Phillips County

USDA Rural Development $0-down financing is available in eligible Phillips County areas. CTC verifies eligibility on every file.

FAQ

Frequently Asked Questions

What loan programs are available in Phillips County?

USDA, FHA, and VA are most common. Plan extended processing time due to remote location.

Are there USDA loans in Phillips County?

Yes — most of Phillips County qualifies for USDA Rural Development financing.

How remote is Holyoke?

Holyoke is approximately 120 miles northeast of Fort Collins and 160 miles from Denver.

Ready to process your Phillips County file? CTC Processing knows the recording offices, appraiser availability, and local market conditions.

See cities in Phillips County →