How to Scale with an Outsource Processor
The fastest-growing loan officers in Colorado aren't doing their own processing — they're outsourcing it. Here's the math on how outsource processing changes the unit economics of a mortgage business.
Frequently Asked Questions
How much time does outsource processing save per loan?
The average LO spends 8–15 hours per file on processing tasks. Outsourcing to CTC returns those hours to origination — at 10 loans/month, that's 80–150 hours/month freed up for new business.
How does per-loan fee processing work?
CTC charges a per-loan processing fee billed at CTC. There are no monthly retainers or minimum volumes. LOs pay only for loans that close — aligning CTC's incentives with the LO's.
What volume do I need to justify outsource processing?
Most LOs find outsource processing valuable at 3+ loans per month. Below that, the time savings are real but smaller. At 8+ loans/month, outsource processing typically pays for itself in originated volume increase alone.
Put this into practice.
CTC handles the file so you can stay in front of borrowers and Realtors.